Kairos Benefit Advisors
Call or Text (817) 727.3171
Safety | Certainty | Peace of Mind
Life Insurance | Annuities | Short & Long Term Care
Employee Benefits
The best time to plant a tree was 20 years ago...The next best time is Now!
"Blessed is the one who trusts in the Lord,
whose confidence is in him.
They will be like a tree planted by the water
that sends out its roots by the stream.
It does not fear when heat comes;
its leaves are always green.
It has no worries in a year of drought
and never fails to bear fruit"
Jeremiah 17:7-8
Kyle Curby began his career as an Employee Benefits advisor in 1998 and has spent more than 28 years helping individuals, families, and small business owners design strategic protection and income planning solutions. His work centers on reducing financial uncertainty through structured insurance, income protection, and retirement strategies designed to create stability in changing markets.
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Markets fluctuate. Healthcare costs rise. And recovery at home can pause income without warning — whether you’re planning for yourself or helping an aging parent. Kyle helps families bridge that gap so one unexpected season doesn’t undo years of careful planning.
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Based in Fort Worth, Texas, Kyle holds a Bachelor’s degree from Abilene Christian University and has built his practice around clarity, education, and long-term client relationships. He and his wife Jana have been married for 31 years and enjoy time with their three grown children, son-in-law, and their dogs.
Who I Help
Individuals and Families
Small Business Owners
Disability and Life Solutions
Retirement Planners
How I Help
Life Insurance
There is economic value in certainty.
When those who rely on you for income know exactly what their guarantees are should you die too soon, you provide them with the ability to make future decisions with a lot more peace of mind and confidence moving forward.
Life Insurance is a major component of any comprehensive financial plan and almost everyone requires it at some point. Every individual or small business owner's situation is unique and ever changing. Through careful planning utilizing a life or business need analysis, I'll help you solve the risk of dying too soon and answer the question of how much money it will take for your survivors or business partners to ensure that they are financially protected and certain life expenses are covered.
Where Life Insurance answers the problem of dying too soon, Annuities solve the longevity problem of living too long, and one of the top anxieties and concerns of many pre-retirees and those in retirement- the risk of outliving and running out of money.
Annuities provide a guaranteed source of protected lifetime income that can serve as a bridge strategy to supplement your Social Security and other retirement benefits you may receive from a 401k or pension. Using a portion of your savings to purchase an Annuity helps you Check Off the Basics and cover your essential monthly expenses, like a mortgage, utilities, groceries and transportation giving you predictability, certainty and peace of mind.
Wise employers understand that financial wellness is now a critical component of attracting and retaining talent while ensuring a happy and productive workplace. Financial stress is on the rise and can be directly correlated to a rise in an employee's mental health concerns, leading to distraction and decreased productivity. But financial stress isn't just about income, it's also about benefits. A majority of workers feel unprepared to handle a major, unexpected out of pocket expense.
I help small businesses empower their workforce, build loyalty and retention and improve employee morale by implementing Voluntary Benefit plans that help supplement employees' financial needs and wellness.
Educational Resources
"A wise, shrewd person discerns the danger ahead and prepares himself, but the naive never looks ahead and suffers the consequences" Proverbs 27:12 TPT
Get in Touch
817-727-3171 - mobile
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817-887-1937 - Fax