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The Bracket No One Fills Out: Protecting Your Financial Future in an Uncertain Season
March Madness reminds us life is unpredictable. Why income protection, voluntary benefits, and retirement planning matter more than ever.
Kairos Benefit Advisors
5 days ago5 min read


What Happens If You’re Out of Work for 6 Weeks After Surgery?
What happens if you’re out of work for six weeks after surgery? Learn how short-term disability protection can safeguard your income.
Kairos Benefit Advisors
Feb 202 min read


When Cancer Shows Up, It Rarely Looks the Way We Expect
Cancer rarely shows up the way we expect. Over decades of working with families, I’ve seen how often the diagnosis isn’t what causes the greatest stress — it’s the financial strain that follows. Lost income, travel, and everyday expenses add pressure when families are already overwhelmed. Preparation matters more than most people realize.
Kairos Benefit Advisors
Jan 233 min read


When Retirement Feels Like Pac-Man: How to Stop the Ghosts From Catching Your Income
Retirement is starting to feel a lot like Pac-Man—longer mazes, faster threats, and four financial “ghosts” chasing your income. In this fun yet eye-opening guide, discover how Inky, Pinky, Blinky, and Clyde represent the biggest retirement risks and the one strategy that makes it impossible to outlive your money.
Kairos Benefit Advisors
Dec 5, 20253 min read


Protecting What You’ve Built: Life Insurance Strategies for Business Owners & Partnerships
You’ve poured your time, money, and heart into your business. But what would happen if you—or a key partner—suddenly weren’t there tomorrow?
Kairos Benefit Advisors
Sep 19, 20252 min read


Life Insurance Awareness Month: Why a Review Matters Now More Than Ever
Life changes quickly. Over the past year, many of us have watched unexpected events unfold — from natural disasters like the Texas flooding to heartbreaking tragedies in schools across the country. These moments remind us how unpredictable life can be and how important it is to be prepared, not out of fear, but out of love and responsibility.
Kairos Benefit Advisors
Sep 5, 20252 min read


Retirement Planning for Women: Key Challenges and Smart Solutions
Retirement planning looks different for everyone, but women face unique challenges that make careful preparation especially important. From longer life expectancies to income disparities, women need retirement strategies that address these realities and provide financial security for decades to come.
Kairos Benefit Advisors
Aug 22, 20252 min read


Outlive Your Money? Not On My Watch.
Why Longevity Risk Is the Retirement Threat No One’s Talking About — And How to Beat It
Kairos Benefit Advisors
Jul 25, 20253 min read


The Health Care Surprise Nobody Wants
Rob Murray, a seasoned businessman in the gourmet food industry, meticulously planned for retirement—but overlooked a crucial detail in his
Kairos Benefit Advisors
Apr 4, 20252 min read


Social Security in 2025
Julia, a 65 year old retiree had her 2025 Social Security benefits cut due to $23,400 earnings limit. Take our quiz to master the new rules
Kairos Benefit Advisors
Mar 28, 20252 min read


Worry Less, Live Longer
10 Ways a Deferred Annuity makes Retirement Better
Kairos Benefit Advisors
Mar 7, 20251 min read


Indexed Universal Life Insurance (IUL) Explained: Understanding The Basics
In this blog, we'll explore the development of Indexed Universal Life, explain how it works, delve into its enticing tax-free income benefi
Kairos Benefit Advisors
Sep 27, 20244 min read


Living Benefits Explained:Understanding the Living Benefits of Life Insurance: Part 3 – Critical, Chronic, and Terminal Illness Protection
When most people think of life insurance, they envision a safety net for their loved ones after they pass away. While that remains a core...
Kairos Benefit Advisors
Sep 20, 20244 min read


Disability insurance is Income insurance
May is Disability Income Awareness Month, a crucial time to reflect on and recognize the importance of protecting one's income against...
Kairos Benefit Advisors
May 18, 20242 min read
Financial Black Ice
I was reading an article recently in a newsletter I subscribe to that really resonated with me. It started off with this line... "There...
Kairos Benefit Advisors
May 10, 20242 min read
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